Platform rules
Investment & Payout Rules
Everything that governs deposits, profit releases, withdrawals and referrals — in plain English.
Investment rules
- Minimum deposit is $50; the maximum single plan is $5,000 (VIP Diamond).
- One active investment package per account at any time.
- Deposits are activated only after the transaction is confirmed on-chain and approved by our review desk.
- You may upgrade to a larger tier mid-cycle by paying the difference; the release schedule is recalculated to the new principal.
- Deposits sent on an unsupported network or asset cannot be recovered or credited.
Cycle and profit releases
- Every cycle runs exactly 28 days from the approval timestamp.
- 25% of your principal is released as profit on day 7, day 14, day 21 and day 28.
- Total profit for a completed cycle is 100% of principal, plus the principal itself returned on day 28.
- Releases are credited to your available balance automatically; no action is required from you.
- At maturity you choose to reinvest the principal or settle it to your available balance.
Withdrawal rules
- Minimum withdrawal is $10 from your available balance.
- KYC verification must be approved before your first withdrawal is released.
- Requests are reviewed and paid in USDC or USDT to a saved payout wallet within 12 hours after approval.
- You are responsible for the accuracy of your payout address and network; incorrect addresses cannot be reversed.
- Principal cannot be withdrawn before day 28 of the active cycle.
Referral rules
- Commission is paid on a referral's first approved package only: 20% level 1, 3% level 2, 1% level 3 and 1% level 4.
- You must hold at least one active package to earn referral commission.
- Milestone bonuses unlock at 2, 5, 10, 20 and 50 active referrals — including a permanent +5% commission boost at 20 and a $250 Diamond Ambassador bonus at 50.
- Referral earnings are credited to your available balance and are not locked to a cycle.
- Self-referrals, duplicate accounts and incentivised sign-ups are void.
Prohibited activities
- Operating multiple accounts for one person or household.
- Redeeming your own vouchers or manufacturing referral volume.
- Using funds from illegal sources, or depositing on behalf of a third party.
- Attempting to manipulate, probe or automate the platform, APIs or payment flows.
- Misrepresenting PipSurge returns as guaranteed, insured or risk-free in any promotion.